Gifts deposit into a brokerage account you already own and control at Fidelity, Robinhood, or Charles Schwab. Here is how the connection works, who controls the account, and what The Forever Fund does and does not store.
Can a joint brokerage account be connected?
A joint account may work if the brokerage and connection flow support that account type and the owners pass verification.
The public registry can list a couple, but joint brokerage eligibility must be verified at the account level. Both owners may need to satisfy the brokerage's requirements. Confirm the account title and deposit instructions before accepting gifts, because a couple's public names do not by themselves establish joint legal ownership.
A brokerage change may be possible, but it should require reverification and should not affect gifts already sent.
Changing the destination for future gifts is a sensitive account action. Contact support or use the authenticated owner dashboard, verify the new account, and wait for confirmation before accepting more gifts. Prior gifts remain governed by the destination and disclosures in effect when they were processed.
Can I open a new brokerage account for my registry?
Yes. You may open an eligible account directly with a supported brokerage before connecting it.
Open the account on the brokerage's official website or app and complete its identity and eligibility checks. The Forever Fund does not control brokerage approval and should not choose an account type for you. Compare ownership, tax treatment, withdrawal rules, investment options, and fees before opening the account.
Yes, if the existing account is supported, eligible for deposits, and owned by the registry recipient.
An existing brokerage account can be used when the platform confirms the connection and the account can receive the required transfer type. The legal name and ownership information should match the registry recipient. Some account types may restrict third-party deposits or require additional review.
Do I need a brokerage account before creating a registry?
You can begin the registry setup first, but an eligible connected brokerage account is needed before gifts can be routed there.
You may start entering event details before the brokerage connection is complete. Before sharing the registry broadly or accepting gifts, confirm that the brokerage account is active, belongs to the intended recipient, and is successfully connected for deposits. Brokerage approval and identity verification are controlled by the brokerage, not The Forever Fund.
Does The Forever Fund hold or custody my investments?
No. Investments remain at the recipient's brokerage, not in an account owned by The Forever Fund.
No. The Forever Fund provides the registry and gift-payment experience, while the recipient's brokerage maintains the brokerage account. The brokerage account remains in the recipient's name and under the recipient's control. Payment funds may pass through normal payment-processing steps before settlement, but The Forever Fund should not be described as the custodian of brokerage assets.
The registry owner follows the secure connection flow and confirms an eligible account for receiving deposits.
Use only the connection experience reached from the official registry account. Depending on the brokerage and integration, the owner may authenticate with the brokerage or provide verified deposit details. Confirm the account name and masked account information before approval, and never send brokerage credentials through email, text, or a public message.
The current public site names Fidelity, Robinhood, and Charles Schwab as supported brokerage destinations.
The current site prominently identifies Fidelity, Robinhood, and Charles Schwab. Availability may depend on account type and connection status, so the registry owner should confirm the specific account is eligible before sharing the registry. Add or remove brokerages from this answer whenever production support changes.
The brokerage account remains owned and controlled by the person or people named on that brokerage account.
The registry page does not change legal brokerage ownership. The account title, access rights, trading authority, and withdrawal permissions are determined by the brokerage agreement. The Forever Fund should receive only the access needed for the disclosed gift-deposit flow and should not describe itself as the owner of client assets.
